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What is Therapeutic Boarding schools, and are they covered by insurance?

Insurance does not typically cover Boarding Schools for troubled teens, but some do.

All three words are important; Therapy.  A place to live.  A place to learn.  A TBS is typically for a young person with 'less serious' problems.  'Less serious' might be defined by type and/or severity.  Reactive Attachment Disorder (RAD) is a serious concern, but usually not life threatening and could be treated in a TBS.  Young people exhibiting certain violent behaviors would not be treated in a TBS.  'Drug problems' might be addressed, but not serious addictions.  Residents of a TBS live on campus in a variety of housing types.  School is the job of an adolescent.  The academics at a TBS will be accredited curriculums taught by certified teachers and can lead to a full high school diploma.  Length of stay varies; often in the 9 month to 24 month range.

Options:

  • A Wilderness Program is where many young people start
  • The RTC is for young people with 'more serious' problems.
  • Each program within a category has its own personality and specialty.
  • Many programs are stand alone operations started by people who have a heart to help young people